Explore property financing solutions in the UAE.
Each page explains who the service suits, what the process involves and what to consider before you start. If you are not sure which applies, start an enquiry and we will help you work it out.
- 01
Home purchase & first-time buyers
Guidance for buying a home in the UAE, whether it is your first property or your next one.
Suits: First-time buyers living and working in the UAE; Residents moving up to a larger home or adding another.
- 02
Non-resident & expatriate mortgages
Support for buyers living outside the UAE, and for expatriate residents with less straightforward income.
Suits: Buyers living overseas who want to purchase in the UAE; Expatriates who are new to the UAE.
- 03
Refinancing & mortgage transfers
Reviewing your existing mortgage to see whether a move to a different product or lender is worthwhile.
Suits: Homeowners nearing the end of a fixed-rate period; Borrowers whose circumstances have changed.
- 04
Remortgage & equity release
Raising funds against a property you own, either by remortgaging or by borrowing against an unencumbered property.
Suits: Owners of mortgage-free property; Owners whose property value has increased.
- 05
Commercial property finance
Finance for offices, retail units, warehouses and other commercial property, for owner-occupiers and investors.
Suits: Business owners buying their own premises; Investors buying income-producing commercial property.
- 06
Building finance
Finance for buying or refinancing a completed building, such as an investment block or a commercial building. It is separate from construction funding, which pays for building work.
Suits: Investors buying a completed building to let; Owners or businesses refinancing a building they already hold.
- 07
Warehouse finance
Finance for buying or refinancing warehouse property, including storage and logistics premises, for owner-occupiers and investors.
Suits: Businesses buying a warehouse to operate from; Investors buying a warehouse to let.
- 08
Labour camp finance
Finance for buying or refinancing labour accommodation property, where the property is used or let as housing for workers.
Suits: Companies buying accommodation for their own workforce; Investors buying labour accommodation to let.
- 09
Construction finance
Exploring finance for building a property on land you own, typically released in stages as work progresses.
Suits: Landowners planning to build a villa or residence; Owners funding a significant rebuild.
- 10
Handover property financing
Financing the remaining balance on a property as it reaches handover from the developer.
Suits: Buyers with a handover payment approaching; Buyers who have paid instalments during construction.
Not sure which fits?
Many situations combine more than one of these. Tell us your plans and we will point you to the right route.
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