Plan the monthly cost and the day-one cash.
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| Cost | Basis | Value | Amount |
|---|---|---|---|
| % × property value (AED 2,000,000) | AED 80,000 | ||
| Fixed AED amount | AED 580 | ||
| % × mortgage amount (AED 1,600,000) | AED 4,000 | ||
| Fixed AED amount | AED 290 | ||
| % × mortgage amount (AED 1,600,000) | AED 16,000 | ||
| Fixed AED amount | AED 3,000 | ||
| Fixed AED amount | AED 4,200 | ||
| % × property value (AED 2,000,000) | AED 40,000 | ||
| Optional. Enter one total to replace the calculated registration fee and registration admin. Both calculated lines are then left out so nothing is counted twice. | Calculated default: AED 4,290 | — | |
| % of AED 63,200 (arrangement, valuation, trustee, agency) | AED 3,160 | ||
| Total purchase and mortgage costs | AED 151,230 | ||
Paid over the term, not at purchase: AED 8,884 a month, AED 2,665,272 in total (AED 1,600,000 loan + AED 1,065,272 interest). Insurance, service charges and lender-specific fees are not included.
Estimates use a standard reducing-balance formula with monthly rounding; the final payment absorbs rounding differences. Actual bank calculations, rates, fees and the amount you can borrow may differ and are set by each lender. These figures are not an offer, a pre-approval or advice. Use the Amortisation tab to download the schedule as a PDF; emailing it is temporarily unavailable.
How these figures are worked out
Repayments
Monthly repayments use the standard amortising loan formula, with the annual rate divided by twelve. At 0% interest, the loan is simply divided equally across the term.
Rates
The default rate is an illustrative planning figure, not a live offer from any bank. Replace it with a rate you have been quoted for a more useful estimate.
Fees and loan-to-value
Fee lines and the loan-to-value guide are editable assumptions, not official rules. Confirm current figures with the relevant authority and your lender before relying on them.